4516 54 Street

1 / 24

$324,900

4516 54 Street

Central Ponoka, Ponoka · MLS® A2323857

122

922 sq ft · Townhouse · Single Family · built 2007 · 123 days on market

listed by Tasha Cordel, RE/MAX real estate central alberta

realtor's description

Easy Adult living! This well maintained - 1 bedroom unit in an adult only building is close to the main area of Ponoka. The Main floor features open floor plan with large entry, beautiful Kitchen with an eat up bar ledge & large closet pantry, dining & living room with a lovely corner gas fireplace, bedroom, bath & laundry. The finished basement is drywalled, ceiling & flooring are done and includes a 3PC bathroom. The rest of the area is open - great for family to join or the option to add another bedroom. The attached Heated single car garage makes winter easy, and there is a nice back deck for your BBQ and patio set.

property details

type: Townhouse, Single Family
bedrooms: 1
bathrooms: 2
living area: 922 sq ft
parking: 2
year built: 2007
property tax: $3,149 / yr
strata fee: $360 / mo ($0.39 / sq ft)
strata rules: Pets not Allowed, Age Restrictions
days on market: 123
MLS®: A2323857

features

PVC window
Golf Course Development
Pets not Allowed
Age Restrictions
Refrigerator
Dishwasher

property tax

about $3,824 a year

The asking price times Ponoka's 2026 residential rate of 11.77 per $1,000 (municipal and education).

The listing shows $3,149 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$2,038/mo

Mortgage $1,416 · Tax $262 · Strata $360

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,416/ monthly

loan $259,920

25-year amortization

down payment20% · $64,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $164,747
land title fees: $685; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $65,665; down + land title fees
total paid: $424,667

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.