49 Hawthorn Place

Hampton Pointe, Sylvan Lake · MLS® A2346366

333

1,267 sq ft · 2,760 sq ft lot · Townhouse · Single Family · built 2017 · 37 days on market

listed by Kevin Lapp, eXp Realty - Sylvan Lake

realtor's description

End unit townhouse offering 3 bedrooms, 3 bathrooms and a single attached garage. The entry is open and bright. The main floor is open concept with access to the rear deck. Upstairs, the primary bedroom includes a walk in closet and a 4 piece ensuite. The upper level also holds two more bedrooms, a 4 piece bath and laundry.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,267 sq ft
lot: 2,760 sq ft
parking: 3
year built: 2017
property tax: $3,289 / yr
days on market: 37
MLS®: A2346366

features

Closet Organizers
Golf Course Development
Lake Privileges
Fishing
Dishwasher
Stove

property tax

about $3,699 a year

The asking price times Sylvan Lake's 2026 residential rate of 10.00 per $1,000 (municipal and education).

The listing shows $3,289 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,886/mo

Mortgage $1,612 · Tax $274

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,612/ monthly

loan $296,000

25-year amortization

down payment20% · $74,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $187,616
land title fees: $770; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $74,770; down + land title fees
total paid: $483,616

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,560/mo
after all costs: −$626/mo
cap rate: 3.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,612 · tax $274 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Sylvan Lake: CMHC's average there ($1,505) raised by what new tenants pay against everyone in the province (Alberta centres of 10,000+). (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca