5 Spruce Point Estates Road

Kinuso · MLS® A2324893

3 sq ft lot · Land · Vacant Land · 114 days on market

listed by Carmen Pearson, People 1st Realty

realtor's description

Fully Serviced Lots Ready for your Dream Home, Seasonal Retreat or Family Gathering Spot. Spruce Point Estates offers many options for owners and few development restrictions. Highway and pavement brings you right to the subdivision. Spruce Point Estates is located just minutes to the Spruce Point Park Marina and Campground along the shores of Lesser Slave Lake. The Village of Kinuso offers grocery, banking and healthcare amenities and is only 5 minutes away. These lots vary in size from 3 acres to 6 acres and the subdivision is 1/3 sold!

property details

type: Land, Vacant Land
lot: 3 sq ft
parking: 0
days on market: 114
MLS®: A2324893

property tax

about $1,025 a year

The asking price times Big Lakes County's 2026 residential rate of 8.20 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$545/mo

Mortgage $545

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$545/ monthly

loan $100,000

25-year amortization

down payment20% · $25,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $63,384
land title fees: $325; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $25,325; down + land title fees
total paid: $163,384

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.