#514 200 Bellerose Dr

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$345,900

#514 200 Bellerose Dr

Oakmont, St. Albert · MLS® E4512148

111

732 sq ft · Condo · Single Family · built 2017 · 17 days on market

listed by Allison Meston, Exp Realty

realtor's description

Welcome to BOTANICA! In the heart of St. Albert’s River valley, this 731 sq.ft. condo offers the luxurious lifestyle you deserve! Perfect for entertaining, you’ll love the gourmet kitchen w/quartz countertops, island w/eating bar, gorgeous cabinetry & stainless steel appliances! Engineered hardwood floors throughout the open social living area w/fireplace & access to the LARGE covered balcony where you will enjoy the magnificent sunsets! Spacious bedroom w/large closet, 4 pce bathroom, convenient in-suite laundry & storage. Heated underground parking stall is also included! The Botanica offers the finest of amenities including media area, roof-top patio, guest suites, social rooms, gym & more. Only steps away from the Shops of Boudreau and easy access to the breathtaking walking trails, this absolute must-see is perfectly suited to those looking for the highest quality lifestyle available!

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 732 sq ft
parking: 1
year built: 2017
strata fee: $321 / mo ($0.44 / sq ft)
days on market: 17
MLS®: E4512148

features

Closet Organizers
No Animal Home
No Smoking Home
Refrigerator
Dishwasher
Stove

city assessment

$298,000

2025 assessment · market value as of July 1, 2024

Asking price is 16% above the assessment
Built 2016

From City of St. Albert open data (property information), matched to 514-200 Bellerose Dr. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $3,337 a year

The 2025 assessment times St. Albert's 2026 residential rate of 11.20 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,828/mo

Mortgage $1,507 · Strata $321

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$1,507/ monthly

loan $276,720

25-year amortization

down payment20% · $69,18020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $175,396
land title fees: $730; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $69,910; down + land title fees
total paid: $452,116

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,300/mo
after all costs: −$667/mo
cap rate: 2.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,507 · strata $321 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Edmonton: CMHC's average there ($1,301) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca