522 - 145 Columbia Street W

Waterloo · MLS® X13830588

Condo · Single Family · 29 days on market

listed by YATHU BALAKUMAR, COLDWELL BANKER THE REAL ESTATE CENTRE

realtor's description

Welcome to Unit 522 at 145 Columbia Street West, ideally located in the heart of Waterloo's highly sought-after university district.This is an opportunity to own a property in a location where convenience and rental demand come together. With the University of Waterloo and Wilfrid Laurier University nearby, residents have easy access to campus, transit, restaurants, cafés, shopping, and everyday amenities.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
parking: 0
property tax: $3,182 / yr
strata fee: $275 / mo
strata rules: Pets not Allowed
days on market: 29
MLS®: X13830588

features

Pets not Allowed
Window Coverings

monthly cost

$2,437/mo

Mortgage $1,897 · Tax $265 · Strata $275

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,897/ monthly

loan $348,400

25-year amortization

down payment20% · $87,10020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $220,830
cash to close: $87,100; down payment; transfer tax and fees not included
total paid: $569,230

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.