55 Hull WD

Hilldowns, Spruce Grove · MLS® E4508250

1,705 sq ft · 563 m² lot · House · Single Family · built 2026 · 44 days on market

listed by Tatum Fitton, ComFree

realtor's description

Brand-new executive bungalow by Oak Line Homes offering approx. 1,700 sq. ft. above grade with 4 bedrooms, 2.5 baths, a main-floor den, fully finished basement & oversized triple attached garage in a quiet cul-de-sac. The open-concept main floor features an 11' pan ceiling, hardwood flooring, fireplace with custom shelving & a designer kitchen with oversized island, custom plaster hood, quartz countertops, tile backsplash, stainless steel appliances, abundant cabinetry & walk-through pantry with built-ins. The primary suite includes a spacious walk-in closet & 5-piece ensuite. The finished basement offers a large rec room, custom wet bar, 3 additional bedrooms, full bath & ample storage. Additional features include main-floor laundry, oversized driveway, hot & cold garage taps & floor drain. Quick possession available.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 3
living area: 1,705 sq ft
lot: 563 m²
parking: 0
year built: 2026
days on market: 44
MLS®: E4508250

features

Cul-de-sac
Closet Organizers
Refrigerator
Gas stove(s)
Dishwasher
Stove

property tax

about $8,184 a year

The asking price times Spruce Grove's 2026 residential rate of 9.14 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$3,899/mo

Mortgage $3,899

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$3,899/ monthly

loan $716,000

25-year amortization

down payment20% · $179,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $453,829
land title fees: $1,715; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $180,715; down + land title fees
total paid: $1,169,829

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.