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5970 RYDER LAKE ROAD, Ryder Lake
homes for sale · Ryder Lake
5970 RYDER LAKE ROAD, Ryder Lake — photo 1 of 29
1 / 29
$899,000

5970 RYDER LAKE ROAD, Ryder Lake

Ryder Lake · MLS® R3178209

55

4,089 sq ft · 2.6 acres lot · House · Single Family · built 1981 · 4 days on market

listed by Sophia Ji, Advantage Property Management

realtor's description

Discover the potential of rural living on this approximately 2.6-acre property in the scenic Ryder Lake area of Chilliwack. Featuring a spacious rancher-style home with 4000 sf. of living space, the property offers generous indoor space, mountain views and a private county setting. The home features four bedrooms, multiple living and recreation areas, large windows and a covered veranda and sun deck. The basement includes two one bedroom in-law suites, offering excellent flexibility for extended family or guests. A paved yard provides additional parking or building your own shop. * PREC - Personal Real Estate Corporation

property details

type
House, Single Family
bedrooms
5
bathrooms
5
living area
4,089 sq ft
lot
2.6 acres
parking
0
year built
1981
property tax
$4,540 / yr
days on market
4
MLS®
R3178209

features

  • Washer
  • Refrigerator
  • Dishwasher
  • Stove
  • Dryer

monthly cost

$4,295/mo
Mortgage $3,917 · Tax $378

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,917/ monthly
loan $719,200
25-year amortization
total interest
$455,857
property transfer tax
$15,980
BC general rate
cash to close
$195,780
down + PTT
total paid
$1,175,057
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,400/mo
your cost after the suite
$3,182/mo
vs $4,470 without it

Costs: mortgage $3,917 · tax $378 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in near Chilliwack: CMHC's average there ($1,222) raised by what new tenants pay against everyone in the Chilliwack area, then down 2.4% with Chilliwack's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

Ryder LakeGoogle Maps ↗

schools

Catchment schools, Chilliwack School District 33

  • Elementary Vedder Elementaryhomes in this catchment

    4.4 km away · 45850 Promontory Rd, Chilliwack · 604-858-4759

  • Middle Mount Slesse Middlehomes in this catchment

    6.1 km away · 5871 Tyson Rd, Chilliwack · 604-824-7481

  • Secondary G.W. Graham Secondaryhomes in this catchment

From the Chilliwack School District 33's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Sophia Ji
Advantage Property Management
call Sophia · 604-795-2955
Powered by: REALTOR.ca

similar homes nearby

property tax by year

yearassessedest. tax
2026$1,040,000$4,979

The listing shows $4,540 a year in property tax.

Estimate: the BC Assessment value times Chilliwack's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

6183 RYDER LAKE ROAD, Ryder Lake, Ryder Lake
Land
$699,000
6183 RYDER LAKE ROAD, Ryder Lake
Ryder Lake130 days on market
listed by RE/MAX Truepeak Realty
MLS® R3137109

the market here

listed now
32 days
median for 4 houses for sale; this one 4 days

Houses in Ryder Lake. Sale prices register 1 to 3 months after a sale closes.

location

Ryder LakeGoogle Maps ↗
Drive times
  • Promontory Heights Elementary11 min
  • G.W. Graham Secondary12 min
  • Justice Institute of British Columia Chilliwack14 min
  • Downtown Chilliwack15 min
  • Chilliwack General Hospital17 min
  • YXX airport44 min
1

Walkability 1/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.