6183 RYDER LAKE ROAD, Ryder Lake

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$699,000

6183 RYDER LAKE ROAD, Ryder Lake

Ryder Lake · MLS® R3137109

5.49 acres lot · Land · Vacant Land · 130 days on market

listed by Tom O'Hara, RE/MAX Truepeak Realty

realtor's description

EXCELLENT OPPORTUNITY. BUILD YOUR OWN DREAM HOME on this 5.4-acre parcel. Zoned RR. Build a home and a secondary residence. Easy access to highway. This is a rare opportunity to build your dream home in one of the most sought after locations in Chilliwack. Sign on property.

property details

type: Land, Vacant Land
lot: 5.49 acres
parking: 0
property tax: $4,367 / yr
days on market: 130
MLS®: R3137109

the market here

listed now: 96 days; median for 2 homes for sale; this one 130 days

Homes in Ryder Lake. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,046,000	$5,008

The listing shows $4,367 a year in property tax.

Estimate: the BC Assessment value times Chilliwack's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,409/mo

Mortgage $3,045 · Tax $364

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,045/ monthly

loan $559,200

25-year amortization

down payment20% · $139,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $354,443
property transfer tax: $11,980; BC general rate
cash to close: $151,780; down + PTT
total paid: $913,643

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

Ryder LakeGoogle Maps ↗

schools

Catchment schools, Chilliwack School District 33

Elementary Vedder Elementaryhomes in this catchment
4.0 km away · 45850 Promontory Rd, Chilliwack · 604-858-4759
Middle Mount Slesse Middlehomes in this catchment
5.7 km away · 5871 Tyson Rd, Chilliwack · 604-824-7481
Secondary G.W. Graham Secondaryhomes in this catchment

From the Chilliwack School District 33's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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