602 11295 Pazarena Place

1 / 40

$719,800

602 11295 Pazarena Place

Maple Ridge · MLS® R3173789

all units at 11295 Pazarena Pl →

332

1,321 sq ft · Townhouse · Single Family · built 2020 · 13 days on market

listed by Jeff Steele, Royal LePage - Wolstencroft

realtor's description

Welcome to Provenance By Polygon! This like-new townhome offers the perfect blend of style, comfort, and functionality. Featuring 3 spacious bedrooms & 3 bathrooms, this home is ideal for families or those who love to entertain. Stunning kitchen featuring large island with Quartz countertops, SS Appliances & plenty of space for entertaining. The bright living room opens to a private sundeck through sliding glass doors-perfect for summer BBQs or relaxing evenings outdoors! 3 bedrooms upstairs, large primary bedroom featuring separate closets & a beautiful 4 piece ensuite. Double garage & fully fenced yard with walkway access - perfect for pets! Steps away from the 1 acre park - Provenance Club, a 7000 square ft clubhouse with resort-style amenities!

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,321 sq ft
parking: 2
year built: 2020
property tax: $4,261 / yr
strata fee: $390 / mo ($0.30 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 13
MLS®: R3173789

features

Central location
Private setting
Pets Allowed With Restrictions
All

monthly cost

$3,881/mo

Mortgage $3,136 · Tax $355 · Strata $390

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,136/ monthly

loan $575,840

25-year amortization

down payment20% · $143,96020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $364,990
property transfer tax: $12,396; BC general rate
cash to close: $156,356; down + PTT
total paid: $940,830

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,390/mo
after all costs: −$1,858/mo
cap rate: 2.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,136 · tax $355 · strata $390 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Maple Ridge: CMHC's average there ($2,026) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca