6143 150B Street

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$1,299,000

6143 150B Street

Surrey · MLS® R3175913

644

3,161 sq ft · 4,037 sq ft lot · House · Single Family · built 2006 · 15 days on market

listed by Vera Cosovan, Sutton Group-West Coast Realty

Open house · Saturday, October 31

realtor's description

Charming 3 level family home on a corner lot. Bright and spacious, updated, fenced private yard. Main level offers open concept, large living room, gourmet kitchen with a walk out patio into your private back yard. Two bedroom basement suite, great for extra income or in-laws. Fantastic location, close to parks, schools, shopping and recreation. Easy access to Hwy 10th. OPEN HOUSE SAT OCT 31st, 12noon to 1pm.

property details

type: House, Single Family
bedrooms: 6
bathrooms: 4
living area: 3,161 sq ft
lot: 4,037 sq ft
parking: 4
year built: 2006
property tax: $6,538 / yr
days on market: 15
MLS®: R3175913

features

See remarks

the market here

listed now: 67 days; median for 1850 houses for sale; this one 15 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,438,000	$4,928

The listing shows $6,538 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$6,262/mo

Mortgage $5,717 · Tax $545

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,717/ monthly

loan $1,039,200

25-year amortization

down payment20% · $259,80020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 31, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $675,924
property transfer tax: $23,980; BC general rate
cash to close: $283,780; down + PTT
total paid: $1,715,124

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,120/mo
your cost after the suite: $4,486/mo; vs $6,437 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,717 · tax $545 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Surrey: CMHC's average there ($1,872) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca