8454 116A Street

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$1,268,000

8454 116A Street

Delta · MLS® R3178057

434

2,182 sq ft · 6,695 sq ft lot · House · Single Family · built 1978 · 3 days on market

listed by Alan Deng, Pacific Evergreen Realty Ltd.

realtor's description

A home you won't want to miss! This charming 3-level split home features beautiful mid-century design and timeless character. Nestled on a quiet residential street, it offers a peaceful setting with convenient access to multiple nearby schools, major routes, and everyday amenities. Enjoy the best of both worlds with a tranquil neighborhood and easy commuting, just approximately 20 minutes' drive to Surrey central. A wonderful opportunity to own a home with unique style, comfort, and convenience!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 3
living area: 2,182 sq ft
lot: 6,695 sq ft
parking: 4
year built: 1978
property tax: $5,083 / yr
days on market: 3
MLS®: R3178057

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Storage Shed

the market here

listed now: 61 days; median for 410 houses for sale; this one 3 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,255,300	$5,087

The listing shows $5,083 a year in property tax.

Estimate: the BC Assessment value times Delta's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$5,948/mo

Mortgage $5,525 · Tax $424

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,525/ monthly

loan $1,014,400

25-year amortization

down payment20% · $253,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $642,966
property transfer tax: $23,360; BC general rate
cash to close: $276,960; down + PTT
total paid: $1,657,366

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.