PT LT 3 EFFINGHAM Street

North Pelham, Pelham · MLS® 40841002

Land · Vacant Land · 128 days on market

listed by Judy Sweeting, RE/MAX Garden City Realty Inc.

realtor's description

Fabulous location! This 2.9-acre treed ravine lot sits on the beautiful Niagara Escarpment. Build your dream home surrounded by nature, just short walk from Short Hills and Henry of Pelham Estate Winery. The property has frontage on both Effingham Street and Louth Townline Road, though the building envelope is on Effingham Street and not Louth Townline Road. Located directly south of 2910 Effingham Street, the lot comes with drawings for a 3,000 sq. ft. bungalow. Please exercise caution when walking the property and do so at your own risk.

property details

type: Land, Vacant Land
parking: 0
property tax: $4,207 / yr
days on market: 128
MLS®: 40841002

features

Country residential

monthly cost

$2,311/mo

Mortgage $1,960 · Tax $351

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,960/ monthly

loan $359,920

25-year amortization

down payment20% · $89,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $228,131
cash to close: $89,980; down payment; transfer tax and fees not included
total paid: $588,051

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.