Pt Lt 3 Effingham Street

North Pelham, Pelham · MLS® X13460384

Land · Vacant Land · 128 days on market

listed by Kristin De Divitiis, RE/MAX GARDEN CITY REALTY INC, BROKERAGE

realtor's description

LOCATION, LOCATION, LOCATION! This fabulous 2.9-acre treed ravine lot is situated on the Niagara Escarpment. Build your dream home on Effingham Street, just a short walk from Short Hills and Henry of Pelham Estate Winery. The lot has a frontage on both Effingham Street and Louth Townline Road, but the building envelope is on Effingham Street, see in attached pictures. It is located directly south of 2910 Effingham St. and directly east of 160 Louth Townline Road. Please park on Louth Townline Road, near the "For Sale" sign, and walk into the lot. The current owners have drawings for a 3000 square-foot bungalow. Buyers are encouraged to conduct their own due diligence regarding building regulations and requirements.

property details

type: Land, Vacant Land
parking: 0
property tax: $4,206 / yr
days on market: 128
MLS®: X13460384

features

Hillside
Wooded area
Rolling

monthly cost

$2,311/mo

Mortgage $1,960 · Tax $351

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,960/ monthly

loan $359,920

25-year amortization

down payment20% · $89,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $228,131
cash to close: $89,980; down payment; transfer tax and fees not included
total paid: $588,051

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.