10471 Seaham Crescent

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$1,248,000

10471 Seaham Crescent

Richmond · MLS® R3178208

314

1,578 sq ft · 7,324 sq ft lot · House · Single Family · built 1959 · 3 days on market

listed by Shafik Ladha, RE/MAX Westcoast

realtor's description

Located in a quiet family neighborhood, this 1,578 sq. ft. traditional 3-level split sits on a 7,324 sq. ft. lot with back lane access in Ironwood and is ready for its next chapter. Offering excellent potential for multi-generational living or future multiplex redevelopment. Quiet yet convenient location close to transit, parks and all levels of schools, with easy access to Ironwood Plaza and Hwy 99 connecting you to Vancouver, Ladner, Tsawwassen and Surrey. A great opportunity to renovate, rebuild or bring your own vision to life!

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 1,578 sq ft
lot: 7,324 sq ft
parking: 4
year built: 1959
property tax: $5,272 / yr
days on market: 3
MLS®: R3178208

features

Central location
All

the market here

listed now: 70 days; median for 611 houses for sale; this one 3 days

Houses in Richmond. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,522,300	$5,386

The listing shows $5,272 a year in property tax.

Estimate: the BC Assessment value times Richmond's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$5,877/mo

Mortgage $5,437 · Tax $439

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,437/ monthly

loan $998,400

25-year amortization

down payment20% · $249,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $632,825
property transfer tax: $22,960; BC general rate
cash to close: $272,560; down + PTT
total paid: $1,631,225

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.