12114 Rothsay Street

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$998,000

12114 Rothsay Street

Maple Ridge · MLS® R3178383

328

3,312 sq ft · 1.32 acres lot · House · Single Family · built 1970 · listed today

listed by Marshell Forster, Oracle Realty Ltd.

realtor's description

1.32 ACRES of new construction at the top of Rothsay, with beautiful acreage and exceptional value; a rare opportunity to renovate or build your dream home in a tranquil, private setting. The property features plenty of space for parking, hobbies, or even a future shop. Surrounded by mature trees and natural landscape, it's the perfect canvas for someone with vision. Whether you're looking to invest, renovate, or rebuild, this property offers unbeatable potential in a prime location close to schools, parks, and all amenities.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 3,312 sq ft
lot: 1.32 acres
parking: 8
year built: 1970
property tax: $6,629 / yr
days on market: 0
MLS®: R3178383

features

Private setting

the market here

listed now: 70 days; median for 467 houses for sale; this one listed today

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$4,901/mo

Mortgage $4,348 · Tax $552

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,348/ monthly

loan $798,400

25-year amortization

down payment20% · $199,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $506,057
property transfer tax: $17,960; BC general rate
cash to close: $217,560; down + PTT
total paid: $1,304,457

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.