12729 114A Avenue

Surrey · MLS® R3102202

1,602 sq ft · 5,012 sq ft lot · House · Single Family · built 1949 · 216 days on market

listed by Amritpal Sahil, Century 21 Coastal Realty Ltd.

realtor's description

Prime location near Scott Road Station! This property features a main home with 2 suites, plus potential to convert the rear workshop into an additional suite for extra income. Walking distance to transit, schools, and parks. Zoned R3, allowing for a single-family home, duplex, or fourplex-great for builders and investors. Don't miss out-this opportunity won't last long! Call now to book your showing. Offers as they come.

property details

type: House, Single Family
bedrooms: 6
bathrooms: 3
living area: 1,602 sq ft
lot: 5,012 sq ft
parking: 0
year built: 1949
property tax: $3,688 / yr
days on market: 216
MLS®: R3102202

features

Washer
Refrigerator
Stove
Dryer

the market here

listed now: 68 days; median for 1891 houses for sale; this one 216 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$869,800	$2,981

The listing shows $3,688 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$5,270/mo

Mortgage $4,963 · Tax $307

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,963/ monthly

loan $911,200

25-year amortization

down payment20% · $227,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $577,554
property transfer tax: $20,780; BC general rate
cash to close: $248,580; down + PTT
total paid: $1,488,754

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.