15535 Cliff Avenue

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$1,650/mo

your cost after the suite

$9,509/mo

vs $11,027 without it

Costs: mortgage $9,977 · tax $875 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in White Rock: CMHC's average there ($1,435) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Surrey School District 36

• Elementary White Rock Elementaryhomes in this catchment

  600 m away · 1273 Fir St, White Rock · 604-531-5731

• Secondary Semiahmoo Secondaryhomes in this catchment

  2.0 km away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.