14378 Blackburn Avenue

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$3,360,000

14378 Blackburn Avenue

White Rock · MLS® R3126398

556

5,142 sq ft · 9,742 sq ft lot · House · Single Family · built 2015 · 161 days on market

listed by Yan Qing (Amy) Sun, Interlink Realty

realtor's description

Very rare opportunity to own a spectacular residence offering total and protected views of 'Gulf Islands'. This 7 bedrm, 5100 SF masterpiece is a show stopper featuring: 'Thermador' appliances, ' Nickels' cabinetry, Wok kitchen, granite and quartz counters, 'Kohler' fixtures, glued down hardwood, smart lighting, built-in sprinkler, massive southern exposed viewing decks, oversized triple garage, professional interior design and legal 1 bdrm suite. An absolute pleasure to view and located in 'Semiahmoo' school catchment with 'IB' program. This will not last, so call today for a private viewing.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 5
living area: 5,142 sq ft
lot: 9,742 sq ft
parking: 6
year built: 2015
property tax: $18,105 / yr
days on market: 161
MLS®: R3126398

features

Washer
Refrigerator
Central Vacuum
Dishwasher
Stove
Dryer

the market here

listed now: 75 days; median for 134 houses for sale; this one 161 days

Houses in White Rock. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$3,315,000	$14,317

The listing shows $18,105 a year in property tax.

Estimate: the BC Assessment value times White Rock's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$16,297/mo

Mortgage $14,788 · Tax $1,509

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$14,788/ monthly

loan $2,688,000

25-year amortization

down payment20% · $672,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,748,347
property transfer tax: $86,000; BC general rate
cash to close: $758,000; down + PTT
total paid: $4,436,347

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,650/mo
your cost after the suite: $14,954/mo; vs $16,472 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $14,788 · tax $1,509 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in White Rock: CMHC's average there ($1,435) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca