15669 20 Avenue

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$799,000

15669 20 Avenue

Surrey · MLS® R3177494

214

955 sq ft · 5,000 sq ft lot · House · Single Family · built 1969 · 7 days on market

listed by Ayaka Aoki, RE/MAX City Realty

Open house · Sunday, November 1, 12pm–3pm

realtor's description

Why buy a townhome when you can buy a 1/2 Duplex with 4800 sqft Lot instead? Private yard, NO MAINTENANCE FEE, No Strata Rules & Plenty of Space to live comfortably both inside and out! This charming 2 bed/1 bath half duplex boasts a private, fully fenced yard, ensuring your peace of mind and offering a serene escape. Step inside to discover the beautifully renovated interior, where modern touches enhance the cozy atmosphere. Entertain or unwind on the spacious OVER 700 sqft partially covered patio, perfect for all occasions. Additionally, a sizeable shed with power stands ready in the backyard to accommodate all your storage needs. Situated close to the beach and amenities, this gem beckons you to experience coastal living at its finest. OPEN HOUSE: NOV 1 SUNDAY 12-3PM

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
living area: 955 sq ft
lot: 5,000 sq ft
parking: 4
year built: 1969
property tax: $3,483 / yr
days on market: 7
MLS®: R3177494

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 68 days; median for 1885 houses for sale; this one 7 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$779,700	$2,672

The listing shows $3,483 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,807/mo

Mortgage $3,517 · Tax $290

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,517/ monthly

loan $639,200

25-year amortization

down payment20% · $159,80020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $415,753
property transfer tax: $13,980; BC general rate
cash to close: $173,780; down + PTT
total paid: $1,054,953

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.