1838 Harbour Drive

1 / 40

$1,789,900

1838 Harbour Drive

Coquitlam · MLS® R3168762

536

3,323 sq ft · 9,459 sq ft lot · House · Single Family · built 1976 · 37 days on market

listed by Pouya Hakimifard, Coldwell Banker Prestige Realty

realtor's description

Rare opportunity in sought-after Harbour Place! This custom-built 3,323 sq.ft. home sits on a private 9,459 sq.ft. park-like lot backing onto a peaceful greenbelt and ravine. The unique 4-level split offers 5 bedrooms, 3 bathrooms, spacious living and dining areas, family room and flexible living space. Updated kitchen and bathrooms (2021), fresh paint and newer laminate flooring. Enjoy a bright solarium with mountain views plus multiple decks and patios. Fully renovated 1-bedroom mortgage helper with separate entrance. Boat-sized carport, ample parking, workshop and 2 storage sheds. Excellent access to shopping, recreation and top Tri-Cities schools. Potential subdivision under R-1 zoning; buyers to verify with the City of Coquitlam.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 3,323 sq ft
lot: 9,459 sq ft
parking: 6
year built: 1976
property tax: $6,479 / yr
days on market: 37
MLS®: R3168762

features

Central location
Cul-de-sac
All
Oven - Built-In

monthly cost

$8,418/mo

Mortgage $7,878 · Tax $540

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,878/ monthly

loan $1,431,920

25-year amortization

down payment20% · $357,98020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $931,359
property transfer tax: $33,798; BC general rate
cash to close: $391,778; down + PTT
total paid: $2,363,279

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,960/mo
your cost after the suite: $6,789/mo; vs $8,593 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,878 · tax $540 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Coquitlam: CMHC's average there ($1,708) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca