19185 84 Avenue

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$1,840/mo

your cost after the suite

$19,823/mo

vs $21,515 without it

Costs: mortgage $19,118 · tax $2,222 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Surrey: CMHC's average there ($1,602) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Surrey School District 36

• Elementary Port Kells Elementaryhomes in this catchment

  800 m away · 19076 88 Ave, Surrey · 604-882-2021

• Secondary Salish Secondaryhomes in this catchment

  2.7 km away · 7278 184 St, Surrey · 604-235-9836

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.