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Pemberton Holmes Ltd.

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201 991 Cloverdale Ave
homes for sale · Saanich · Quadra
201 991 Cloverdale Ave — photo 1 of 37
1 / 37
$439,900

201 991 Cloverdale Ave

Quadra, Saanich · MLS® 1052379

211

924 sq ft · Condo · Single Family · built 1973 · 14 days on market

listed by Andrea Knight-Ratcliff, Royal LePage Coast Capital - Westshore

realtor's description

Welcome to Cloverdale Court – a bright, two-level top-floor unit with recent updates and rare in-suite laundry, grandfathered into the complex! The main floor features an open layout with a renovated kitchen boasting espresso cabinets, stainless steel appliances, quality laminate flooring, and a spacious living area. Upstairs offers two bedrooms with newer carpet and a full bathroom, plus a second exterior door from the second bedroom leading to a quiet top-floor walkway. Extras include under-stair storage, crown moldings, and pot lights. This well-run, proactive strata has completed major upgrades like siding, windows, decks, and walkways, with strata fees covering heat and hot water. See the enclosed 2026 AGM Minutes for upcoming projects. The location is ultra-convenient, close to major bus routes, parks, schools, and all amenities.

similar homes nearby

all units at 991 Cloverdale Ave →

property details

type
Condo, Single Family
bedrooms
2
bathrooms
1
living area
924 sq ft
parking
1
year built
1973
property tax
$2,398 / yr
strata fee
$568 / mo ($0.61 / sq ft)
strata rules
Pets Allowed
days on market
14
MLS®
1052379

features

  • Rectangular
  • Family Oriented
  • Pets Allowed
  • Washer
  • Refrigerator
  • Dishwasher

floor plans

found among the listing photos.

monthly cost

$2,704/mo
Mortgage $1,936 · Tax $200 · Strata $568

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$1,936/ monthly
loan $351,920
25-year amortization
total interest
$228,898
property transfer tax
$6,798
BC general rate
cash to close
$94,778
down + PTT
total paid
$580,818
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$2,470/mo
after all costs
−$466/mo
cap rate
4.0%
yearly net rent ÷ price

Costs: mortgage $1,936 · tax $200 · strata $568 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Saanich: CMHC's average there ($2,104) raised by what new tenants pay against everyone in the Victoria area, then down 1.9% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Cloverdale Elementaryhomes in this catchment

    200 m away · 3427 Quadra St, Victoria · 250-382-7231

  • Middle Cedar Hill Middlehomes in this catchment

    2.1 km away · 3910 Cedar Hill Rd, Victoria · 250-477-6945

  • Secondary Reynolds Secondaryhomes in this catchment

    1.5 km away · 3963 Borden St, Victoria · 250-479-1696

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Andrea Knight-Ratcliff
Royal LePage Coast Capital - Westshore
contact the listing agent
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▶ virtual tour

location

Quadra, SaanichGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$461,100$2,398
2025$466,400$2,303

Estimated tax up 4.1% from 2025 to 2026.

The listing shows $2,398 a year in property tax.

Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

211 991 Cloverdale Ave, Saanich
Condo
$458,000
211 991 Cloverdale Ave
Quadra, Saanichlisted today
listed by Sotheby's International Realty Canada
211886 sq ft
MLS® 1053279
411 3277 Glasgow Ave, Saanich
open houseCondo
$349,900
411 3277 Glasgow Ave
Quadra, Saanich3 days on market
listed by eXp Realty
11
103 881 Short St, Saanich
Condo
$468,900
103 881 Short St
Quadra, Saanich52 days on market
listed by Pemberton Holmes Ltd. - Oak Bay
11
203 3460 Quadra St, Saanich
Condo
$499,800
203 3460 Quadra St
Quadra, Saanich24 days on market
listed by eXp Realty
22
118 1009 Mckenzie Ave, Saanich
open houseCondo
$399,000
118 1009 Mckenzie Ave
Quadra, Saanich57 days on market
listed by Royal LePage Coast Capital - Chatterton
22
316 900 Tolmie Ave, Saanich
Condo
$399,000
23% less per sq ft
316 900 Tolmie Ave
Quadra, Saanich3 days on market
listed by RE/MAX Camosun
21
1
676 sq ft
MLS® 1052865
1
633 sq ft
MLS® 1048067
1
869 sq ft
MLS® 1051445
1
926 sq ft
MLS® 1048332
1
897 sq ft
MLS® 1052778

the market here

sold vs last asking
-3%
median, 38 condos sold
listed now
49 days
median for 128 condos for sale; this one 14 days

Condos in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

location

Quadra, SaanichGoogle Maps ↗
Drive times
  • Quadra Elementary3 min
  • Reynolds Secondary3 min
  • Camosun College Lansdowne7 min
  • Downtown Victoria8 min
  • Victoria General Hospital9 min
  • YYJ airport26 min
81

Walkability 81/100 · Very walkable: most errands on foot

Within a 10 minute walk: 1 grocery store, 1 place to eat or drink, 1 cafe, 12 parks and playgrounds, 2 schools, 1 pharmacy, 9 transit stops.

mihom score from OpenStreetMap places, by straight line distance.