209 19577 65B Street

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$432,000

209 19577 65B Street

Surrey · MLS® R3169254

111

574 sq ft · Condo · Single Family · built 2025 · 32 days on market

listed by Youvraj Shergill, Royal LePage Global Force Realty

realtor's description

Welcome to Harlo! This modern 1-bedroom + den home offers 574 sq. ft. of stylish living with contemporary finishes, quartz countertops, Samsung appliances, and a private balcony with impressive views. Enjoy premium amenities including a rooftop terrace, fitness centre, golf simulator, co-working lounge, and children's play area. Conveniently located steps from shopping, dining, and the future SkyTrain. Perfect for first-time buyers, investors, or those seeking a vibrant urban lifestyle.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 574 sq ft
parking: 1
year built: 2025
strata rules: Pets Allowed With Restrictions, Rentals Allowed
days on market: 32
MLS®: R3169254

features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

the market here

listed now: 69 days; median for 1016 condos for sale; this one 32 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$1,882/mo

Mortgage $1,882

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,882/ monthly

loan $345,600

25-year amortization

down payment20% · $86,40020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $219,055
property transfer tax: $0; $6,640 less $6,640 newly built exemption
cash to close: $86,400; down + PTT
total paid: $564,655

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $1,840/mo
after all costs: −$224/mo
cap rate: 4.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,882 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Surrey: CMHC's average there ($1,602) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca