212 3564 A Ryder Hesjedal Way

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

rent

$2,190/mo

after all costs

−$723/mo

cap rate

3.5%

yearly net rent ÷ price

Costs: mortgage $2,135 · tax $292 · strata $276 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Colwood: CMHC's average there ($1,874) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Sooke School District 62

• Elementary Hans Helgesen Elementaryhomes in this catchment

  6.7 km away · 4983 Rocky Point Rd, Victoria · 250-478-3431

• Middle Dunsmuir Middle Schoolhomes in this catchment

  1.3 km away · 3341 Painter Rd, Victoria · 250-478-5548

• Secondary Ecole Royal Bay Secondaryhomes in this catchment

From the Sooke School District 62's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.