214 2002 St. George Street

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$749,900

214 2002 St. George Street

Port Moody · MLS® R3168441

222

888 sq ft · Condo · Single Family · built 2025 · 34 days on market

listed by Gregory Axford, Axford Real Estate

realtor's description

Bright & spacious 888 sq. ft. 2 bed + den home with a functional layout and virtually no wasted space. South-facing with tons of natural light and a large balcony. Features generous in-suite storage, custom closets, new light fixtures and fresh paint throughout. Includes 2 side-by-side parking stalls and 2 large side-by-side storage lockers. Enjoy excellent building amenities including an amenity room, large courtyard with lounging areas and playground, multiple rooftop patios with water views, and BBQ areas. A move-in ready home offering space, storage and exceptional functionality in Port Moody!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 888 sq ft
parking: 2
year built: 2025
property tax: $3,128 / yr
strata fee: $361 / mo ($0.41 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 34
MLS®: R3168441

features

Central location
Elevator
Pets Allowed With Restrictions
All

floor plans

found among the listing photos.

monthly cost

$3,889/mo

Mortgage $3,267 · Tax $261 · Strata $361

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,267/ monthly

loan $599,920

25-year amortization

down payment20% · $149,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $380,253
property transfer tax: $0; $12,998 less $12,998 newly built exemption
cash to close: $149,980; down + PTT
total paid: $980,173

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,460/mo
after all costs: −$1,661/mo
cap rate: 2.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,267 · tax $261 · strata $361 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Port Moody: CMHC's average there ($2,175) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca