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Pemberton Holmes Ltd.

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217 3438 146A Street
homes for sale · Surrey
217 3438 146A Street — photo 1 of 29
1 / 29
$485,000

217 3438 146A Street

Surrey · MLS® R3175665

all units at 3438 146a St →

111

592 sq ft · Condo · Single Family · built 2025 · 10 days on market

listed by Andrew Garisto, Homelife Benchmark Realty Corp.

realtor's description

Beautiful 1-bedroom, 1-bathroom home at King & Crescent by Zenterra!! Bright, immaculate, and thoughtfully designed, this inviting residence features mountain and treed views, a crisp white kitchen with stainless steel appliances and quartz countertops, wide-plank oak flooring, and soaring 9-foot ceilings. Enjoy a comfortable layout with a private outlook and an impressive selection of amenities, including a gym, yoga room, bike room, party room, and more. Ideally located within walking distance of shopping, with convenient access to public transit and the South Surrey Park & Ride. A perfect blend of style, comfort, and convenience!

property details

type
Condo, Single Family
bedrooms
1
bathrooms
1
living area
592 sq ft
parking
1
year built
2025
property tax
$2,223 / yr
strata fee
$270 / mo ($0.46 / sq ft)
strata rules
Pets Allowed With Restrictions, Rentals Allowed
days on market
10
MLS®
R3175665

features

  • Pets Allowed With Restrictions
  • Rentals Allowed

monthly cost

$2,568/mo
Mortgage $2,113 · Tax $185 · Strata $270

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$2,113/ monthly
loan $388,000
25-year amortization
total interest
$245,930
property transfer tax
$0
$7,700 less $7,700 newly built exemption
cash to close
$97,000
down + PTT
total paid
$633,930
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$1,840/mo
after all costs
−$910/mo
cap rate
3.0%
yearly net rent ÷ price

Costs: mortgage $2,113 · tax $185 · strata $270 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Surrey: CMHC's average there ($1,602) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

SurreyGoogle Maps ↗

schools

Catchment schools, Surrey School District 36

  • Elementary Semiahmoo Trail Elementaryhomes in this catchment

    800 m away · 3040 145a St, Surrey · 604-531-6063

  • Secondary Elgin Park Secondaryhomes in this catchment

    3.1 km away · 13484 24 Ave, Surrey · 604-538-6678

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Andrew Garisto
Homelife Benchmark Realty Corp.
call Andrew · 604-807-5699
Powered by: REALTOR.ca

similar homes nearby

property tax by year

yearassessedest. tax
2026$488,000$1,673

The listing shows $2,223 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

development nearby

  • Rezoning for a 6 storey, 130 unit building

    230 m away · 2025 · conditionally approved

    Rezoning from Community Commercial Zone (C-8) to Comprehensive Development Zone (CD); Official Community Plan (OCP) Amendment to allow a higher floor area ratio (FAR) within the Commercial designation; Local Area Plan (LAP) Amendment from Commercial to Mixed Use Commercial-Residential; Housing Agreement and Development Permit to permit the development of a six-storey mixed-use building with 1 600.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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the market here

listed now
69 days
median for 1016 condos for sale; this one 10 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

location

SurreyGoogle Maps ↗
Drive times
  • Semiahmoo Trail Elementary4 min
  • Peace Arch Hospital7 min
  • Semiahmoo Secondary7 min
  • Kwantlen Polytechnic University - Surrey Campus13 min
  • YVR airport34 min
  • Downtown Vancouver45 min
63

Walkability 63/100 · Walkable: many errands on foot

Within a 10 minute walk: 1 grocery store, 4 places to eat or drink, 9 parks and playgrounds, 1 school, 7 transit stops.

mihom score from OpenStreetMap places, by straight line distance.