32 6625 138th Street

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$550,000

32 6625 138th Street

Surrey · MLS® R3140438

321

1,145 sq ft · Townhouse · Single Family · built 1979 · 119 days on market

listed by Themy Gitersos, Macdonald Realty (Surrey/152)

realtor's description

Welcome to Surrey's Hyland Creek community. Surrounded by greenspace and offering a comfortable, functional layout. This home features 3 bedrooms and 2 bathrooms, In suite laundry and ground level access. Good sized kitchen with pass through window, really giving it an open feel. This is a quiet, family-friendly complex with a playground, pool, and clubhouse. Walk to schools and shopping, with easy access to the performing arts centre and everyday amenities. Pets and rentals allowed with restrictions. Low maintenance fees.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,145 sq ft
parking: 1
year built: 1979
property tax: $2,763 / yr
strata fee: $296 / mo ($0.26 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed
days on market: 119
MLS®: R3140438

features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

the market here

listed now: 52 days; median for 888 townhouses for sale; this one 119 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$2,923/mo

Mortgage $2,396 · Tax $230 · Strata $296

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,396/ monthly

loan $440,000

25-year amortization

down payment20% · $110,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $278,889
property transfer tax: $9,000; BC general rate
cash to close: $119,000; down + PTT
total paid: $718,889

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.