3526 W 38th Avenue

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$3,340/mo

your cost after the suite

$17,582/mo

vs $20,655 without it

Costs: mortgage $18,822 · tax $1,658 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Westside/Kerrisdale, Vancouver: CMHC's average there ($2,955) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Vancouver School Board

• Elementary Kerrisdale Elementaryhomes in this catchment

  600 m away · 5555 Carnarvon St, Vancouver · 604-713-5446

• Secondary Point Grey Secondaryhomes in this catchment

  2.1 km away · 5350 East Blvd, Vancouver · 604-713-8220

From the Vancouver School Board's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.