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Pemberton Holmes Ltd.

mihom.ca is operated by Dan Robbins, REALTOR®, Pemberton Holmes Ltd.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Listing data via CREA's DDF®. about · terms of use · privacy · © 2026 mihom.

430 St. Patrick St
homes for sale · Oak Bay · South Oak Bay
430 St. Patrick St — photo 1 of 40
1 / 40
$3,399,000

430 St. Patrick St

South Oak Bay, Oak Bay · MLS® 1052421

464

3,055 sq ft · 8,019 sq ft lot · House · Single Family · built 2016 · 9 days on market

listed by Jason Binab, The Agency

realtor's description

This award-winning modern home by SEBA Design exemplifies coastal contemporary living along Victoria’s iconic waterfront. With over 3,000 sq. ft. of refined design and the convenience of an elevator, it showcases stunning ocean and Olympic Mountain views through expansive windows that fill the interiors with natural light. The main floor blends open-concept living with a gourmet kitchen featuring Wolf and Sub-Zero appliances, an elegant dining area, and a bright family room that opens to the oceanfront patio. A main-floor office and a versatile bedroom ideal for guests or family enhance flexibility, while upstairs, the primary retreat enjoys panoramic views, a luxurious spa-inspired ensuite, and private balcony. Two additional bedrooms, each with their own ensuite, plus a laundry room complete the upper level. Additional features include a double garage and a detached studio/media room. Steps from Willows Beach and Oak Bay Avenue, this residence delivers the best of oceanfront living with sophisticated modern style.

similar homes nearby

property details

type
House, Single Family
bedrooms
4
bathrooms
6
living area
3,055 sq ft
lot
8,019 sq ft
parking
4
year built
2016
property tax
$18,095 / yr
days on market
9
MLS®
1052421

features

  • Level lot
  • Corner Site
  • Other
  • Rectangular
  • Marine Oriented
  • Washer

monthly cost

$16,467/mo
Mortgage $14,959 · Tax $1,508

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$14,959/ monthly
loan $2,719,200
25-year amortization
total interest
$1,768,641
property transfer tax
$87,950
BC general rate
cash to close
$767,750
down + PTT
total paid
$4,487,841
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Margaret Jenkins Elementaryhomes in this catchment

    1.3 km away · 1824 Fairfield Rd, Victoria · 250-598-5191

  • Middle Monterey Middlehomes in this catchment

    500 m away · 851 Monterey Ave, Victoria · 250-598-4589

  • Secondary Oak Bay Highhomes in this catchment

    1.9 km away · 2121 Cadboro Bay Rd, Victoria · 250-598-3361

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Jason Binab
The Agency
contact the listing agent
Powered by: REALTOR.ca
▶ virtual tour

location

South Oak Bay, Oak BayGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$3,182,000$17,431

The listing shows $18,095 a year in property tax.

Estimate: the BC Assessment value times Oak Bay's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

sold vs last asking
-5.7%
median, 7 houses sold
listed now
39 days
median for 70 houses for sale; this one 9 days

Houses in Oak Bay, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

454 Newport Ave, Oak Bay
House
$2,899,000
25% less per sq ft
454 Newport Ave
South Oak Bay, Oak Baylisted today
listed by The Agency
4434,543 sq ft
MLS® 1053372
1387 St. David St, Oak Bay
open houseHouse
$3,500,000
1387 St. David St
South Oak Bay, Oak Bay49 days on market
listed by The Agency
44
1256 Oliver St, Oak Bay
House
$3,595,000
1256 Oliver St
South Oak Bay, Oak Bay192 days on market
listed by Engel & Volkers Vancouver Island
45
2125 Central Ave, Oak Bay
House
$2,499,900
2125 Central Ave
South Oak Bay, Oak Bay31 days on market
listed by Engel & Volkers Vancouver Island
53
626 Monterey Ave, Oak Bay
House
$2,995,000
626 Monterey Ave
South Oak Bay, Oak Bay70 days on market
listed by Royal LePage Coast Capital - Oak Bay
33
964 Newport Ave, Oak Bay
House
$2,890,000
964 Newport Ave
South Oak Bay, Oak Bay9 days on market
listed by Pemberton Holmes Ltd.
54
3
4,350 sq ft
MLS® 1049197
3
3,782 sq ft
MLS® 1032679
2
3,134 sq ft
MLS® 1051019
2
2,800 sq ft
MLS® 1047327
3
3,445 sq ft
MLS® 1052611

location

lot outline: 745 m² (8,019 sq ft) · PID 029-826-829. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

South Oak Bay, Oak BayGoogle Maps ↗
Drive times
  • St. Michaels University School - Junior4 min
  • Oak Bay High6 min
  • Royal Jubilee Hospital8 min
  • Heritage Community College10 min
  • Downtown Victoria11 min
  • YYJ airport40 min
42

Walkability 42/100 · Somewhat walkable: some errands on foot

Within a 10 minute walk: 1 cafe, 11 parks and playgrounds, 1 school, 6 transit stops.

mihom score from OpenStreetMap places, by straight line distance.