45977 LAKE DRIVE, Sardis East Vedder

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$1,600/mo

your cost after the suite

$5,213/mo

vs $6,685 without it

Costs: mortgage $6,051 · tax $459 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Chilliwack: CMHC's average there ($1,523) raised by what new tenants pay against everyone in the Chilliwack area, then down 2.5% with Chilliwack's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Chilliwack School District 33

• Elementary Sardis Elementaryhomes in this catchment

  500 m away · 45775 Manuel Rd, Chilliwack · 604-858-7145

• Middle Vedder Middlehomes in this catchment

  1.8 km away · 45560 South Sumas Rd, Chilliwack · 604-793-3188

• Secondary Sardis Secondaryhomes in this catchment

  500 m away · 45775 Manuel Rd, Chilliwack · 604-858-7145

From the Chilliwack School District 33's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.