47 3555 Westminster Highway

Richmond · MLS® R3179439

all units at 3555 Westminster Hwy →

332

2,218 sq ft · Townhouse · Single Family · built 1995 · listed today

listed by Julie Wei, Luxmore Realty

Open house · Saturday, October 31, 2pm–4pm

realtor's description

Rarely available! Experience luxury living at SONOMA by Polygon, one of Richmond´s most prestigious townhome communities! This exceptionally well-maintained 2,218 sq.ft. duplex-style townhome offers a spacious single-family home feel, impressive approx. 10-ft ceilings on the main floor, 3 generous bedrooms and 3 bathrooms. Features newly installed marble-look flooring in the upstairs shared bathroom and one of the largest fully fenced backyards in the complex. Enjoy resort-style amenities including a clubhouse, outdoor pool and fitness room in this beautifully maintained gated community. Prime Terra Nova location, offering exceptional space, comfort and elegance! First showings at Open House: Sat, Oct 31 & Sun, Nov 1, 2-4 PM.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 2,218 sq ft
parking: 2
year built: 1995
property tax: $5,598 / yr
strata fee: $721 / mo ($0.32 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
days on market: 0
MLS®: R3179439

buying in a building from 1982 to 2000: what to read first

features

Private setting
Pets Allowed With Restrictions
Rentals Allowed With Restrictions
All

the market here

listed now: 50 days; median for 331 townhouses for sale; this one listed today

Townhouses in Richmond. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,582,000	$5,598
2025	$1,686,000	$5,385

Estimated tax up 4.0% from 2025 to 2026.

The listing shows $5,598 a year in property tax.

Estimate: the BC Assessment value times Richmond's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$7,701/mo

Mortgage $6,514 · Tax $466 · Strata $721

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$6,514/ monthly

loan $1,184,000

25-year amortization

down payment20% · $296,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 29, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $770,105
property transfer tax: $27,600; BC general rate
cash to close: $323,600; down + PTT
total paid: $1,954,105

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,960/mo
after all costs: −$5,153/mo
cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $6,514 · tax $466 · strata $721 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Richmond: CMHC's average there ($2,500) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

the building's lot: 38,487 m² (414,270 sq ft) · PID 019-128-517. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

RichmondGoogle Maps ↗

schools

Catchment schools, Richmond School District 38

Elementary Spul'u'kwuks Elementaryhomes in this catchment
200 m away · 5999 Blanshard Dr, Richmond · 604-303-5100
Secondary J.N. Burnett Secondaryhomes in this catchment
1.3 km away · 5011 Granville Ave, Richmond · 604-668-6478

From the Richmond School District 38's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.