543 Rupert Street

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$1,659,980

543 Rupert Street

Vancouver · MLS® R3121897

523

900 sq ft · 4,920 sq ft lot · House · Single Family · built 1958 · 169 days on market

listed by Tony Wan, Sutton Group-West Coast Realty

realtor's description

SMALL QUIET STREET. Attention first-time buyers and investors! This wide, flat lot is located on the quiet inner section of Rupert Street and features a clean, well-kept bungalow near the PNE. The main level offers 3 bedrooms, while the fully finished high basement includes a 2-bedroom suite, an excellent mortgage helper! Updates include new double-glazed windows. Ideal for living, holding, or future development, with potential to build a duplex, 3-4 unit multiplex, or a new single-family home (buyer to verify). A solid opportunity in a convenient and growing neighbourhood.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 2
living area: 900 sq ft
lot: 4,920 sq ft
parking: 3
year built: 1958
property tax: $8,151 / yr
days on market: 169
MLS®: R3121897

features

Central location
Refrigerator
Stove

the market here

listed now: 56 days; median for 1776 houses for sale; this one 169 days

Houses in Vancouver. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,685,300	$5,667

The listing shows $8,151 a year in property tax.

Estimate: the BC Assessment value times Vancouver's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$7,912/mo

Mortgage $7,232 · Tax $679

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,232/ monthly

loan $1,327,984

25-year amortization

down payment20% · $331,99620%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $841,728
property transfer tax: $31,200; BC general rate
cash to close: $363,196; down + PTT
total paid: $2,169,712

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,630/mo
your cost after the suite: $5,667/mo; vs $8,087 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,232 · tax $679 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in East Hastings, Vancouver: CMHC's average there ($2,323) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Vancouver also charges an empty homes tax. vancouver.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca