621 20673 78 Avenue

1 / 27

$549,000

621 20673 78 Avenue

Langley · MLS® R3179189

all units at 20673 78 Ave →

222

798 sq ft · Condo · Single Family · built 2020 · listed today

listed by Ryan Leffers, Royal LePage - Wolstencroft

realtor's description

Top-floor living in the heart of Willoughby Town Centre! This 2-bedroom, 2-bathroom home features a bright, open layout with impressive 12-foot ceilings, quartz countertops and a gas range. The spacious primary bedroom features a walk-through ensuite leading into the closet, while the large covered deck with a natural gas BBQ hookup is a great extension of the living space. Complete with 2 parking stalls and a secure roll-up storage locker conveniently located right in front of your parking spot. An unbeatable location just steps from shops, restaurants, cafes and everything Willoughby Town Centre has to offer!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 798 sq ft
parking: 2
year built: 2020
strata fee: $281 / mo ($0.35 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
days on market: 0
MLS®: R3179189

features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

the market here

listed now: 49 days; median for 374 condos for sale; this one listed today

Condos in Langley. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$2,673/mo

Mortgage $2,392 · Strata $281

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$2,392/ monthly

loan $439,200

25-year amortization

down payment20% · $109,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $278,382
property transfer tax: $8,980; BC general rate
cash to close: $118,780; down + PTT
total paid: $717,582

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,490/mo
after all costs: −$417/mo
cap rate: 4.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,392 · strata $281 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Langley: CMHC's average there ($2,203) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca