7325 123 Street

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$1,270,000

7325 123 Street

Surrey · MLS® R3179760

244

2,421 sq ft · 7,266 sq ft lot · House · Single Family · built 1986 · listed today

listed by Terry Sidhu, Century 21 Coastal Realty Ltd.

realtor's description

Welcome to this spacious 5-bedroom, 3.5-bathroom family home in the sought-after West Newton neighbourhood. Situated on a generous 7,266 sq. ft. lot, this centrally located property offers plenty of space for the whole family. Clean, well-maintained, and ready to move in, the home features a functional layout suited to everyday living. Enjoy a convenient location just minutes from Jamia Masjid, Khalsa School, Guru Nanak Gurudwara, Strawberry Hills Mall, KPU, parks, and a wide range of local amenities. An excellent opportunity to own a family home in one of Surrey's established communities.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 4
living area: 2,421 sq ft
lot: 7,266 sq ft
parking: 4
year built: 1986
property tax: $5,920 / yr
days on market: 0
MLS®: R3179760

features

Washer
Refrigerator
Dishwasher
Stove
Range
Dryer

the market here

listed now: 69 days; median for 1868 houses for sale; this one listed today

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,190,200	$4,079

The listing shows $5,920 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$6,083/mo

Mortgage $5,589 · Tax $493

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,589/ monthly

loan $1,016,000

25-year amortization

down payment20% · $254,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $660,834
property transfer tax: $23,400; BC general rate
cash to close: $277,400; down + PTT
total paid: $1,676,834

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.