9238 164 Street

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$1,988,880

9238 164 Street

Surrey · MLS® R3168270

876

5,633 sq ft · 9,041 sq ft lot · House · Single Family · built 2005 · 34 days on market

listed by Nav Biring, Parallel 49 Realty

realtor's description

Impressive custom-built executive home in desirable Fleetwood/Tynehead with over 5,600 sq. ft. of living space on a 9,000+ sq. ft. corner lot with greenbelt along the side. Features 9 bedrooms, 7 bathrooms, soaring 20' ceilings, hardwood flooring, gas fireplace and chef-inspired kitchen with granite counters, gas range and stainless steel appliances. Main floor offers bedroom, den, 1.5 baths and steam room; upstairs has 4 bedrooms and 3 full baths. Walkout basement includes a 3-bedroom suite, rec room, theatre/media room, wet bar and bathroom. Currently rented for $8,000/month: $5,000 upstairs and $3,000 basement. Covered sundeck, playground and exterior security cameras. 48 hours notice required for all showings.

property details

type: House, Single Family
bedrooms: 8
bathrooms: 7
living area: 5,633 sq ft
lot: 9,041 sq ft
parking: 6
year built: 2005
property tax: $7,470 / yr
days on market: 34
MLS®: R3168270

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave

the market here

listed now: 68 days; median for 1891 houses for sale; this one 34 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,961,000	$6,721

The listing shows $7,470 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$9,288/mo

Mortgage $8,665 · Tax $623

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,665/ monthly

loan $1,591,104

25-year amortization

down payment20% · $397,77620%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,008,504
property transfer tax: $37,778; BC general rate
cash to close: $435,554; down + PTT
total paid: $2,599,608

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,310/mo
your cost after the suite: $7,338/mo; vs $9,463 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $8,665 · tax $623 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 3-bedroom in Surrey: CMHC's average there ($1,956) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca