#109 10523 123 ST NW

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$174,900

#109 10523 123 ST NW

Westmount, Edmonton · MLS® E4500893

691 sq ft · Condo · Single Family · built 2013 · 89 days on market

listed by Tyler Ellis, Real Broker

realtor's description

Discover effortless urban living in this beautifully maintained 1-bedroom + den ground-floor condo at High Street District Properties, complete with its own private entrance. Rich hardwood flooring enhances the main living areas, while the bedroom offers plush carpeting for added comfort. The stylish kitchen showcases sleek cabinetry, stainless steel appliances, granite countertops, under-cabinet lighting, and a convenient breakfast bar. Expansive windows fill the home with natural light. The spacious bedroom overlooks the landscaped courtyard and features a walk-in closet with easy access to the elegant 4-piece bath. Enjoy the convenience of in-suite laundry and one titled underground parking stall. Unwind on your private northeast-facing patio with a natural gas BBQ hookup or take in the views from the shared rooftop terrace. Just steps to Victoria Golf Course, the shops, cafés, restaurants and fitness studios along vibrant 124 Street, and only minutes to downtown.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 691 sq ft
parking: 0
year built: 2013
strata fee: $494 / mo ($0.72 / sq ft)
days on market: 89
MLS®: E4500893

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave Range Hood Combo

monthly cost

$1,256/mo

Mortgage $762 · Strata $494

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$762/ monthly

loan $139,920

25-year amortization

down payment20% · $34,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $88,687
land title fees: $415; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $35,395; down + land title fees
total paid: $228,607

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,300/mo
after all costs: −$95/mo
cap rate: 4.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $762 · strata $494 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Edmonton: CMHC's average there ($1,301) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Westmount, EdmontonGoogle Maps ↗

Rapid transit: MacEwan LRT station, 1.4 km (about 22 min walk); Government Centre LRT station, 2.1 km (about 32 min walk).

schools

Catchment schools, Edmonton Public Schools

Elementary K to Gr 9 Oliverhomes in this catchment
24577.5 km away · 10227 - 118 Street NW, Edmonton · (780) 488-1221 · website
Elementary K to Gr 12 Victoriahomes in this catchment
24577.2 km away · 10210 - 108 Avenue NW, Edmonton · (780) 426-3010 · website
Middle Gr 7-9 Westminsterhomes in this catchment
24578.8 km away · 13712 - 104 Avenue NW, Edmonton · (780) 452-4343 · website

From the Edmonton Public Schools's published catchment maps (2021, the latest published). A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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