realtor's description

LEGALLY SUITED UNDER $400,000! This legalized up/down rental property has been consistently rented and maintained. The 2 Bed/2 Bath upstairs suite features vaulted ceilings, hardwood floors, kitchen island, spacious pantry, plus an ensuite and walk-in closet and a deck off of the dining area. The 2 Bed/1 Bath basement suite offers plenty of light, in-suite laundry, and lots of kitchen cupboard space. Conveniently located close to parks, lakes and schools. Here is a chance to live up and have your tenant down pay your mortgage. Note that there is work to do in the property if so desired. Don't miss this opportunity to add this to your portfolio and a chance to add some equity. Arrange your private tour today!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 3
living area: 1,040 sq ft
lot: 3,870 sq ft
parking: 2
year built: 2011
property tax: $4,369 / yr
days on market: 55
MLS®: A2341176

features

Back lane
Refrigerator
Dishwasher
Stove
Microwave Range Hood Combo
Washer/Dryer Stack-Up

city assessment

$416,000

2026 assessment · market value as of July 1, 2025

Up 5.3% from $395,000 in 2025
Asking price is 4% below the assessment
Lot 360 m² (3,875 sq ft)

roll year	assessed
2026	$416,000
2025	$395,000
2024	$371,000

From City of Lethbridge open data (parcels and assessments), matched to 144 MT SUNDIAL CRT W. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $4,369 a year

The 2026 assessment times Lethbridge's 2026 residential rate of 10.50 per $1,000 (municipal and education).

The listing shows $4,369 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$2,106/mo

Mortgage $1,742 · Tax $364

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,742/ monthly

loan $319,920

25-year amortization

down payment20% · $79,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,778
land title fees: $820; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $80,800; down + land title fees
total paid: $522,698

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.