1940 Otter Road

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$389,000

1940 Otter Road

Williams Lake · MLS® R3124242

1,824 sq ft · 1 sq ft lot · House · Single Family · built 1969 · 163 days on market

listed by Carol Ann Taphorn, Royal LePage Interior Properties

realtor's description

Beautiful lake shore property on one of the most gorgeous lakes in the Chilcotin area. 2 bedrooms and a Loft so lots of room for the family. 2 bathrooms, dining room , kitchen, living room , large deck overlooking the lake. Boat house on the shore line. What a way to spend your summer days starting in the Spring. Lots of fish in the lake, hunting in season this lake house is for you. This lake house is completely furnished just personal items will be removed. 11' x 25 ' garage with door and a 24 ' x 14'8 deck over looking the lake and mountains .

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,824 sq ft
lot: 1 sq ft
parking: 0
year built: 1969
property tax: $1,540 / yr
days on market: 163
MLS®: R3124242

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 62 days; median for 126 houses for sale; this one 163 days

Houses in Williams Lake. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$355,600	$3,334

The listing shows $1,540 a year in property tax.

Estimate: the BC Assessment value times Williams Lake's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$1,823/mo

Mortgage $1,695 · Tax $128

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,695/ monthly

loan $311,200

25-year amortization

down payment20% · $77,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $197,251
property transfer tax: $5,780; BC general rate
cash to close: $83,580; down + PTT
total paid: $508,451

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 2,834 m² (30,505 sq ft) · PID 015-858-588. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Williams LakeGoogle Maps ↗

good to know

Wildfire
The BC Wildfire Service rates Nimpo Lake's wildland urban interface as risk class 1 of 5 (the highest class). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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