realtor's description

Welcome home to this well-located 4-bedroom, 2-bath property tucked away in a desirable cul-de-sac. Offering a spacious and flexible layout, this home could easily function as a 5-bedroom with the simple addition of a closet. Enjoy the fenced yard with a cute playhouse, perfect for kids, pets, or entertaining, along with a great central location close to shopping, schools, and everyday amenities. Recent updates include new flooring in the kitchen and dining area, adding a fresh touch to the heart of the home. This is a wonderful opportunity to own a versatile property in a convenient location — a great place to call home!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
living area: 2,144 sq ft
lot: 0 sq ft
parking: 0
year built: 1979
property tax: $4,621 / yr
days on market: 16
MLS®: R3174071

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

floor plans

found among the listing photos.

the market here

listed now: 62 days; median for 126 houses for sale; this one 16 days

Houses in Williams Lake. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$470,700	$4,413

The listing shows $4,621 a year in property tax.

Estimate: the BC Assessment value times Williams Lake's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$2,409/mo

Mortgage $2,024 · Tax $385

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,024/ monthly

loan $371,600

25-year amortization

down payment20% · $92,90020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $235,535
property transfer tax: $7,290; BC general rate
cash to close: $100,190; down + PTT
total paid: $607,135

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 622 m² (6,695 sq ft) · PID 004-432-193. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Williams LakeGoogle Maps ↗

location

Williams LakeGoogle Maps ↗

good to know

Wildfire
The BC Wildfire Service rates Williams Lake's wildland urban interface as risk class 1 of 5 (the highest class). One wildfire of 10 hectares or more burned within 5 km since 2006: 2024 (37 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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