#20 13580 38 ST NW

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$125,000

#20 13580 38 ST NW

Belmont, Edmonton · MLS® E4513430

1,174 sq ft · 181 m² lot · Townhouse · Single Family · built 1976 · 7 days on market

listed by Susan Paulsen, MaxWell Challenge Realty

realtor's description

Great condo looking for a little TLC. Put in the work and build equity!!! This condo has great curb appeal, structure, and is the largest plan in complex. The living room on the main level is huge and overlooks the lovely over sized deck. The upstairs has a 3 piece bathroom and three bedrooms. Great for a family or someone that works from home. Lots of storage throughout the home. The master is a big surprise very generious in size, with over sized closets. Location Location Location this condo is close to all ammenities! NOTE; CONDO FEES INCLUDE HEAT AND WATER. Expect to do some minor renos which include painting and reap the rewards!

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 1
living area: 1,174 sq ft
lot: 181 m²
parking: 0
year built: 1976
strata fee: $599 / mo ($0.51 / sq ft)
days on market: 7
MLS®: E4513430

features

Flat site
Washer
Refrigerator
Dishwasher
Stove
Dryer

monthly cost

$1,143/mo

Mortgage $545 · Strata $599

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$545/ monthly

loan $100,000

25-year amortization

down payment20% · $25,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $63,384
land title fees: $325; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $25,325; down + land title fees
total paid: $163,384

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,880/mo
after all costs: $411/mo
cap rate: 9.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $545 · strata $599 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Edmonton: CMHC's average there ($1,802) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Belmont, EdmontonGoogle Maps ↗

Rapid transit: Clareview LRT station, 1 km (about 15 min walk); Belvedere LRT station, 2.4 km (about 38 min walk).

schools

Catchment schools, Edmonton Public Schools

Elementary K to Gr 6 Siftonhomes in this catchment
24575.2 km away · 4305 - 134 Avenue NW, Edmonton · (780) 476-7953 · website
Middle Gr 7-9 John D Braccohomes in this catchment
24575.3 km away · 3150 - 139 Avenue NW, Edmonton · (780) 475-1760 · website
Secondary Gr 10-12 Eastglenhomes in this catchment
24574.7 km away · 11430 - 68 Street NW, Edmonton · (780) 479-1991 · website

From the Edmonton Public Schools's published catchment maps (2021, the latest published). A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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