21 8500 YOUNG ROAD, Chilliwack Proper South

Chilliwack · MLS® R3178797

1,528 sq ft · 3,991 sq ft lot · House · Single Family · built 1990 · listed today

listed by Kevin Dusange, City 2 City Real Estate Services Inc.

realtor's description

Welcome to Cottage Grove! Enjoy comfortable one-level living in this detached 2-bedroom rancher in a 55+ gated community. The living and dining area features a fireplace, crown moulding and warm wood-looking flooring. A spacious kitchen with an island offers plenty of cabinetry and counter space while the bright breakfast nook with bay windows is a lovely spot for morning coffee. Two bedrooms and an enclosed sunroom provide space to relax and enjoy your hobbies. Conveniently located near shopping, recreation and everyday amenities.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,528 sq ft
lot: 3,991 sq ft
parking: 0
year built: 1990
property tax: $2,294 / yr
days on market: 0
MLS®: R3178797

features

Washer
Refrigerator
Intercom
Dishwasher
Stove
Dryer

the market here

listed now: 57 days; median for 526 houses for sale; this one listed today

Houses in Chilliwack. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$2,805/mo

Mortgage $2,614 · Tax $191

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,614/ monthly

loan $479,999

25-year amortization

down payment20% · $120,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,242
property transfer tax: $10,000; BC general rate
cash to close: $130,000; down + PTT
total paid: $784,241

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.