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3228 164A Street
homes for sale · Surrey
3228 164A Street — photo 1 of 39
1 / 39
$4,198,000

3228 164A Street

Surrey · MLS® R3140292

7813

8,292 sq ft · 27,493 sq ft lot · House · Single Family · built 2014 · 122 days on market

listed by Alex K. Liang, Engel & Volkers Vancouver (Branch)

realtor's description

Stunning west coast modern, craftsman estate home in Morgan Creek. Set on a gated 27,493 sqft lot, this custom built home offers 8,292 sqft of luxurious living space with 7 bedrooms and 8 bathrooms, blending elegance and functionality. A picturesque pond with waterfall and charming bridge lead to the oversized front porch. Entertain with ease in the gourmet kitchen and secondary spice kitchen, connected to multiple dining and great room spaces. The expansive basement features a theatre room, gym, and potential for a bar, card room, and sauna. Plus a 2-bedroom suite with its own separate entry. Outside, enjoy a sports court, room for a pool, gated extended driveway, attached 2-car garage, and detached 3-car garage.

property details

type
House, Single Family
bedrooms
7
bathrooms
8
living area
8,292 sq ft
lot
27,493 sq ft
parking
13
year built
2014
property tax
$13,496 / yr
days on market
122
MLS®
R3140292

features

  • Washer
  • Refrigerator
  • Dishwasher
  • Stove
  • Dryer
  • Microwave

monthly cost

$19,415/mo
Mortgage $18,290 · Tax $1,125

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$18,290/ monthly
loan $3,358,400
25-year amortization
total interest
$2,128,685
property transfer tax
$127,900
BC general rate
cash to close
$967,500
down + PTT
total paid
$5,487,085
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$2,120/mo
your cost after the suite
$17,640/mo
vs $19,590 without it

Costs: mortgage $18,290 · tax $1,125 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Surrey: CMHC's average there ($1,872) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

SurreyGoogle Maps ↗

schools

Catchment schools, Surrey School District 36

  • Elementary Morgan Elementaryhomes in this catchment

    1.7 km away · 3366 156a St, Surrey · 604-531-8426

  • Secondary Grandview Heights Secondaryhomes in this catchment

    1.8 km away · 16987 25 Ave, Surrey · 604-542-3320

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Alex K. Liang
Engel & Volkers Vancouver (Branch)
call Alex · 604-817-5179
Powered by: REALTOR.ca
▶ virtual tour

similar homes nearby

property tax by year

yearassessedest. tax
2026$3,565,000$12,218

The listing shows $13,496 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

development nearby

  • Rezoning

    280 m away · 2011 · under review

    NCP Amendment going from Single Detached (2 upa) to Single Detached (2-4 upa); Rezoning from RA to RQ in order to subdivide 3 existing parcels into 41 residential lots; Development Permit for Hazard Lands Sensitive Eco-sytem and Farming Protection.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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the market here

listed now
68 days
median for 1890 houses for sale; this one 122 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

location

lot outline: 2,554 m² (27,491 sq ft) · PID 026-177-421. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗
Drive times
  • Morgan Elementary4 min
  • Grandview Heights Secondary5 min
  • Peace Arch Hospital9 min
  • Kwantlen Polytechnic University - Tech Campus11 min
  • YVR airport38 min
  • Downtown Vancouver48 min
16

Walkability 16/100 · Car needed for most errands

Within a 10 minute walk: 7 parks and playgrounds.

mihom score from OpenStreetMap places, by straight line distance.