3302 274A Street

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$1,325,000

3302 274A Street

Langley · MLS® R3150313

434

1,869 sq ft · 6,799 sq ft lot · House · Single Family · built 1991 · 94 days on market

listed by Dan Flokstra, RE/MAX Aldercenter Realty

realtor's description

The true chef's dual-fuel kitchen boasts top of the line appliances, split-door gas/electric oven, and an integrated Garburator. no detain was spared. full plumbing upgrade to accommodate Insurance requirements, light and privacy are effortlessly controlled by premium top-down, bottom-up blackout cellular blinds, perfectly complementing the European-style Tilt-and-Turn smart windows. Unwind in spa like bathrooms upgraded with premium rain-head and hand wand shower configurations this also has a Highly private 1-bedroom mortgage helper already there with shared laundry facilities, the complete package for the busy professional, its all done just the way the magazines tell you and more. this is a must see for sure. enjoy Peace and quiet overlooking acreage every evening of the week.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 3
living area: 1,869 sq ft
lot: 6,799 sq ft
parking: 4
year built: 1991
property tax: $4,094 / yr
days on market: 94
MLS®: R3150313

the market here

listed now: 51 days; median for 647 houses for sale; this one 94 days

Houses in Langley. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,132,000	$4,094

The listing shows $4,094 a year in property tax.

Estimate: the BC Assessment value times Langley's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$6,173/mo

Mortgage $5,832 · Tax $341

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,832/ monthly

loan $1,060,000

25-year amortization

down payment20% · $265,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $689,452
property transfer tax: $24,500; BC general rate
cash to close: $289,500; down + PTT
total paid: $1,749,452

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,030/mo
your cost after the suite: $4,480/mo; vs $6,348 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,832 · tax $341 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Langley: CMHC's average there ($1,765) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca