4009 204B Street

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$1,288,000

4009 204B Street

Langley · MLS® R3176908

534

1,601 sq ft · 11,484 sq ft lot · House · Single Family · built 1972 · 8 days on market

listed by Sukh Dhillon, LPT Realty ULC

realtor's description

Welcome to this beautifully renovated home in the desirable Brookswood neighborhood! Situated on an expansive 11,000+ sq.ft. corner lot, this 5-bedroom, 3-full-bathroom property is an excellent opportunity for homeowners and investors alike. Featuring a 2-bedroom mortgage helper, it offers great potential to offset your mortgage with rental income. Recently renovated, this home combines comfort, functionality, and investment potential. Ideally located near top-rated high schools, elementary schools, grocery stores, parks, and various amenities. Whether you're looking for a spacious family home or a smart investment in a sought-after area, this property is full of possibilities. Don't miss this fantastic opportunity! Photos have been virtually staged.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 1,601 sq ft
lot: 11,484 sq ft
parking: 4
year built: 1972
property tax: $4,510 / yr
days on market: 8
MLS®: R3176908

the market here

listed now: 54 days; median for 648 houses for sale; this one 8 days

Houses in Langley. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,207,600	$4,368

The listing shows $4,510 a year in property tax.

Estimate: the BC Assessment value times Langley's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$6,044/mo

Mortgage $5,669 · Tax $376

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,669/ monthly

loan $1,030,400

25-year amortization

down payment20% · $257,60020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $670,200
property transfer tax: $23,760; BC general rate
cash to close: $281,360; down + PTT
total paid: $1,700,600

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,030/mo
your cost after the suite: $4,352/mo; vs $6,219 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,669 · tax $376 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Langley: CMHC's average there ($1,765) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca