#406 105 Ambleside Dr SW

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$195,000

#406 105 Ambleside Dr SW

Ambleside, Edmonton · MLS® E4512060

211

799 sq ft · Condo · Single Family · built 2009 · 17 days on market

listed by Deidre Harrison, Real Broker

realtor's description

This stunning top-floor condo is flooded with natural light thanks to its HUGE, oversized windows. Sit & enjoy your morning coffee or evening tea while taking in the views. The rich classic kitchen features tons of cupboard & counter space, flowing nicely into an open-concept living & dining area that is perfect for entertaining. Step outside onto your private balcony to catch some fresh air or enjoy a long summer night.. Retreat to the massive primary bedroom, big enough for a king-size bed. This layout features a spacious 4-piece bathroom, convenient in-suite laundry, and 1 underground parking stall! Situated in a vibrant neighbourhood close to The Currents of Windermere, you’re minutes from trendy restaurants, shopping, scenic trails, & parks. Whether you love outdoor activities or urban amenities, this top-floor retreat is the perfect home for you. (Some photos are virtually staged.)

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
living area: 799 sq ft
parking: 1
year built: 2009
strata fee: $518 / mo ($0.65 / sq ft)
days on market: 17
MLS®: E4512060

features

Refrigerator
Dishwasher
Stove
Microwave Range Hood Combo
Washer/Dryer Combo

city assessment

$193,000

2026 assessment · market value as of July 1, 2025

Up 7.2% from $180,000 in 2025
$235,000 in 2016 (-18% over ten years)
Asking price is 1% above the assessment
Built 2009
Lot 93 m² (1,000 sq ft)
Floor area on the roll 807 sq ft

roll year	assessed
2026	$193,000
2025	$180,000
2024	$160,000
2023	$160,000
2022	$162,000
2021	$164,000
2020	$168,500
2019	$183,000

From City of Edmonton open data (property assessments), matched to #406 105 AMBLESIDE DRIVE SW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $2,000 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,368/mo

Mortgage $850 · Strata $518

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$850/ monthly

loan $156,000

25-year amortization

down payment20% · $39,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $98,879
land title fees: $455; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $39,455; down + land title fees
total paid: $254,879

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: $69/mo
cap rate: 5.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $850 · strata $518 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca