5569 Culloden Street

Vancouver · MLS® R3177712

422

1,700 sq ft · 4,026 sq ft lot · House · Single Family · built 1948 · 4 days on market

listed by Harpal Uppal, LPT Realty ULC

realtor's description

Charming family home in the desirable Knight/Kensington-Cedar Cottage neighbourhood of East Vancouver! This 4-bedroom, 2-bathroom home offers 1,700 sq. ft. of living space, featuring beautiful oak hardwood floors, coved ceilings, and a cozy gas fireplace. The lower level includes a separate-entry 2-bedroom suite with its own kitchen and living area, offering excellent mortgage-helper potential. Enjoy the private landscaped backyard, greenhouse, and detached double garage with lane access. Conveniently located near schools, parks, shopping, restaurants, and transit!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
living area: 1,700 sq ft
lot: 4,026 sq ft
parking: 2
year built: 1948
property tax: $8,314 / yr
days on market: 4
MLS®: R3177712

features

Central location
All

the market here

listed now: 56 days; median for 1780 houses for sale; this one 4 days

Houses in Vancouver. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,719,600	$5,782

The listing shows $8,314 a year in property tax.

Estimate: the BC Assessment value times Vancouver's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$7,141/mo

Mortgage $6,448 · Tax $693

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,448/ monthly

loan $1,183,910

25-year amortization

down payment20% · $295,97820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $750,409
property transfer tax: $27,598; BC general rate
cash to close: $323,576; down + PTT
total paid: $1,934,319

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,840/mo
your cost after the suite: $4,703/mo; vs $7,316 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,448 · tax $693 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Mount Pleasant/Renfrew Heights, Vancouver: CMHC's average there ($2,512) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Vancouver also charges an empty homes tax. vancouver.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

lot outline: 375 m² (4,036 sq ft) · PID 008-346-259. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

VancouverGoogle Maps ↗

Rapid transit: Nanaimo SkyTrain station, 2.3 km (about 36 min walk).

schools

Catchment schools, Vancouver School Board

Elementary Mackenzie Elementaryhomes in this catchment
600 m away · 960 39th Ave E, Vancouver · 604-713-4799
Secondary John Oliver Secondaryhomes in this catchment
1.0 km away · 530 41st Ave E, Vancouver · 604-713-8938

From the Vancouver School Board's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.