6 6165 144 Street

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$879,000

6 6165 144 Street

Surrey · MLS® R3179203

443

2,005 sq ft · Townhouse · Single Family · built 2025 · listed today

listed by Jag Sidhu, Royal LePage Global Force Realty

realtor's description

Experience the perfect blend of luxury and practicality in this exceptional townhouse complex, featuring 19 spacious residences. Each thoughtfully designed home offers 4 bedrooms and 4 bathrooms, ensuring ample space for families of all sizes. Enjoy the convenience of private fully finished basement-ideal for added privacy, a home office, or extended family living. The open-concept main floor is bathed in natural light, creating a warm and inviting space for entertaining or everyday living. High-end finishes and meticulous craftsmanship enhance every detail, elevating both style and comfort. Located in a highly desirable neighborhood, this limited collection of townhomes offers a rare opportunity to own a modern, beautifully designed home. separate basement access from 144 st!

property details

type: Townhouse, Single Family
bedrooms: 4
bathrooms: 4
living area: 2,005 sq ft
parking: 3
year built: 2025
strata fee: $400 / mo ($0.20 / sq ft)
days on market: 0
MLS®: R3179203

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 50 days; median for 889 townhouses for sale; this one listed today

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$4,230/mo

Mortgage $3,830 · Strata $400

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$3,830/ monthly

loan $703,200

25-year amortization

down payment20% · $175,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $445,716
property transfer tax: $0; $15,580 less $15,580 newly built exemption
cash to close: $175,800; down + PTT
total paid: $1,148,916

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,310/mo
after all costs: −$2,280/mo
cap rate: 2.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,830 · strata $400 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Surrey: CMHC's average there ($1,956) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca