103 14398 60 Avenue

Surrey · MLS® R3179029

all units at 14398 60 Ave →

222

834 sq ft · Condo · Single Family · built 2026 · listed today

listed by Sheetal Sunderji, Sutton Group-West Coast Realty

realtor's description

NO GST! Brand-new 2-bedroom, 2-bathroom corner unit at Viva, offering over 830 sq. ft. of living space on the ground level with abundant natural light and easy access to the unit. Enjoy a modern open-concept layout, premium finishes, quartz countertops, stainless steel appliances,Master bedroom with private ensuite, 2 nd bedroom with a full bathroom and a private balcony. Conveniently located close to shopping, restaurants, parks, schools, and transit, with excellent building amenities. An ideal opportunity for first-time buyers, downsizers, or investors!Book your rivate viewing today!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 834 sq ft
parking: 2
year built: 2026
strata fee: $375 / mo ($0.45 / sq ft)
strata rules: Pets Allowed, Rentals Allowed
days on market: 0
MLS®: R3179029

features

Pets Allowed
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

the market here

listed now: 69 days; median for 1016 condos for sale; this one listed today

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$13,319,000	$45,648

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,420/mo

Mortgage $3,045 · Strata $375

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$3,045/ monthly

loan $559,200

25-year amortization

down payment20% · $139,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $354,443
property transfer tax: $0; $11,980 less $11,980 newly built exemption
cash to close: $139,800; down + PTT
total paid: $913,643

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,120/mo
after all costs: −$1,505/mo
cap rate: 2.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,045 · strata $375 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Surrey: CMHC's average there ($1,872) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca