108 6438 195A Street

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$544,999

108 6438 195A Street

Surrey · MLS® R3177459

222

835 sq ft · Condo · Single Family · built 2018 · 6 days on market

listed by Sukhdeep Dhanoa, Oakwyn Realty Ltd.

realtor's description

Welcome to Yale Bloc . This bright and well-designed 2-bedroom, 2-bathroom corner unit condo offers 835 sq. ft. of comfortable living space, ideal for first-time buyers, small families, downsizers, or investors. Enjoy a functional layout with modern finishes and the convenience of a fantastic central location. Just minutes from Willowbrook Shopping Centre, with an excellent selection of retail stores, dining options, and everyday services. Major retailers including Costco, Real Canadian Superstore, Walmart, and Safeway are nearby for effortless shopping.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 835 sq ft
parking: 2
year built: 2018
property tax: $2,473 / yr
strata fee: $497 / mo ($0.60 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed
days on market: 6
MLS®: R3177459

features

Pets Allowed With Restrictions
Rentals Allowed

floor plans

found among the listing photos.

the market here

listed now: 69 days; median for 1016 condos for sale; this one 6 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$561,000	$1,923
2025	$591,000	$1,837

Estimated tax up 4.7% from 2025 to 2026.

The listing shows $2,473 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,078/mo

Mortgage $2,375 · Tax $206 · Strata $497

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,375/ monthly

loan $435,999

25-year amortization

down payment20% · $109,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $276,353
property transfer tax: $8,900; BC general rate
cash to close: $117,900; down + PTT
total paid: $712,353

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.