14565 91A Avenue

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$1,250,000

14565 91A Avenue

Surrey · MLS® R3175341

436

2,113 sq ft · 7,108 sq ft lot · House · Single Family · built 1980 · 13 days on market

listed by Raj Khangura, Woodhouse Realty

realtor's description

Beautiful 3-level split entry home offering 2,113 sq ft of living space on a spacious 7,718 sq ft lot! Featuring 3 bedrooms plus a mortgage helper, this home is perfect for families or investors alike. Numerous updates include new windows, new bathtub, new garage door, and much more. The main floor boasts an open-concept layout ideal for everyday living and entertaining. Situated in a quiet neighbourhood close to schools, shopping, parks, and all amenities. Great opportunity to live, hold, or build your dream home in the future. A MUST SEE!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 3
living area: 2,113 sq ft
lot: 7,108 sq ft
parking: 6
year built: 1980
property tax: $4,500 / yr
days on market: 13
MLS®: R3175341

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 68 days; median for 1881 houses for sale; this one 13 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,339,700	$4,592

The listing shows $4,500 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$5,821/mo

Mortgage $5,446 · Tax $375

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,446/ monthly

loan $1,000,000

25-year amortization

down payment20% · $250,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $633,839
property transfer tax: $23,000; BC general rate
cash to close: $273,000; down + PTT
total paid: $1,633,839

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,840/mo
your cost after the suite: $4,303/mo; vs $5,996 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,446 · tax $375 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Surrey: CMHC's average there ($1,602) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca